Standard vs. International Stripe Pricing (2026)
| Region |
Base Card Fee |
International Surcharge |
FX Surcharge |
| 🇬🇧 United Kingdom (UK) | 1.5% + £0.20 | + 1.0% (EEA) / + 1.75% (Other Intl) | + 2.0% |
| 🇺🇸 United States (US) | 2.9% + $0.30 | + 1.5% | + 1.0% |
| 🇪🇺 Eurozone / Ireland | 1.5% + €0.25 | + 1.0% (UK) / + 1.65% (Other Intl) | + 2.0% |
| 🇮🇳 India | 2.0% domestic | 3.0% (Visa/MC) / 3.5% (Amex) / 4.3% (USD) | + 2.0% where applicable |
| 🇦🇺 Australia | 1.7% + A$0.30 | + 1.8% (3.5% + A$0.30 total) | + 2.0% |
| 🇨🇦 Canada | 2.9% + C$0.30 | + 0.8% (3.7% + C$0.30 total) | + 2.0% |
| 🇸🇬 Singapore | 3.4% + S$0.50 | + 0.5% (3.9% + S$0.50 total) | + 2.0% |
Rates reflect official published pricing for standard credit and debit transactions. UK rates shown first as this is the calculator's largest audience.
Stripe Fee Formula & Invoicing Math
Forward Calculation (what you receive after Stripe takes its processing deduction):
Net Payout = Gross Charge − (Gross Charge × Rate) − Fixed Fee
Reverse Calculation (how much to bill so you net an exact figure):
Gross Invoice = (Target Net + Fixed Fee) ÷ (1 − Applicable Combined Rate)
Frequently Asked Questions
How much does Stripe charge per $100? ↓
On a standard US domestic transaction of $100, Stripe charges 2.9% ($2.90) + $0.30 = $3.20 in fees, leaving you with a net payout of $96.80.
What are Stripe's standard payment processing fees? ↓
Stripe's core payment fees are a percentage of each transaction plus a small fixed fee, and they vary by country — for example 2.9% + $0.30 in the US, or 1.5% + £0.20 in the UK for domestic cards. International cards and currency conversion add further surcharges on top of these base payment costs.
What credit card fees does Stripe charge? ↓
Stripe's credit card fees depend on where the card was issued relative to your account's country. Domestic cards get the lowest rate, cards issued in a different country or region carry an added international surcharge, and payments settled in a different currency incur a further conversion fee on top.
Does Stripe charge for standard bank payouts? ↓
No. Standard automatic payouts to your connected local bank account are completely free. If you request an Instant Payout to a debit card, Stripe charges a 1.5% fee in the US and Australia, or 1% in most other supported regions.
How do I get the client to cover the Stripe processing fee? ↓
Switch to "I need to receive $Y" mode above. The tool applies the gross-up formula to calculate the exact invoice amount needed so Stripe's cut does not reduce your net earnings.
What are Stripe's secondary or dispute fees? ↓
Dispute fees vary by currency (typically $15 in the US/CA, £15 in the UK, and €20 in Ireland/Europe per dispute). Additional optional tools like Stripe Billing or advanced Invoicing carry separate usage-based pricing.
Partner Advertisement Space
Pricing disclaimer: This calculator is an independent reference utility and is not affiliated with, endorsed by, or sponsored by Stripe, Inc. Rates are based on Stripe's publicly available pricing information and were last reviewed in August 2026. Pricing can vary by country, card type, payment method, currency, account configuration and other factors. Always verify the applicable rate in your Stripe Dashboard or on Stripe's official pricing pages.